How do I calculate my commission? 

Let’s say your client takes a home loan of S$300,000 and your bank referral commission is 0.15% - you will earn S$450 in commissions and rewards (including GST).

The S$450 comprises: 

  1. Commission : S$420.60 
  2. GST : S$29.44

You'll receive the following:

  1. In Cash : S$378.50 (90% of the commission)
  2. In Ad-Credits (Rounded up): 96 Ad credits (Valued at S$71.50 - 10% of the commission + 7% GST)

I used to give part of my commission to the agency, will I need to share my commission with PropertyGuru Finance? 

No, we won’t take a cut of your commision. For every client referral, you’ll get 90% of your commission in the form of cash and the remaining 10% in the form of Ad Credits.

When will I receive my commission and Ad Credits rewards?

You will receive your cash commission via bank transfer and your Ad Credits rewards will be issued into your AgentNet account within 5 working days after the bank processes their referral fee, which usually takes between 3 to 6 weeks. 

How will I receive my commission?

You will receive a direct bank transfer with your commission and your Ad Credits will be credited into your PropertyGuru agent account. 

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